When you take out a credit line, you will be on a repayment schedule consisting of monthly decreasing minimum payments.
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If you make a repayment that is higher than the monthly minimum payment schedule, we will issue you with an updated monthly minimum payment schedule the following month.

You will have the flexibility to choose whether you want to repay the credit you have used by making minimum monthly payments according to the schedule, by making payments in excess of the minimum payments or by paying the entire amount.
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If you repay faster, you pay less interest on your credit.