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What happens if I only make the minimum payment?

If you only make the minimum payment, your account will remain active as long as the payment is made by the due date.

💳 However:

  • The remaining balance will carry over to the next month

  • Interest may continue to accrue on the unpaid balance

  • It may take longer to fully repay your balance

Your monthly statement and repayment details are always available in the Monefit Card app.

Paying more than the minimum payment may help you:

  • Reduce interest charges

  • Repay your balance faster

  • Restore available credit sooner

You can also repay your balance early at any time without waiting for the due date.

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