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What is Credit mode, and how does it work?

Credit mode allows you to pay for purchases using your available credit limit and repay later.

💳 With Credit mode, you can:

  • Use your credit limit for everyday spending

  • Repay your balance in full or over time

  • Reuse your available limit as you make repayments

Your available credit updates automatically as repayments are processed.

You can view directly in the Monefit Card app:

  • Current balance

  • Available limit

  • Minimum payment

  • Due date

  • Repayment history

Depending on your repayment behaviour, interest may apply to unpaid balances.

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