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How is interest calculated?

Interest may apply if you do not repay your full balance by the payment due date.

💳 Interest is generally calculated based on:

  • Your outstanding balance

  • The number of days the balance remains unpaid

  • The applicable interest rate in your agreement

If you repay your eligible balance in full within the interest-free period, no interest will be charged on those purchases.

You can view directly in the Monefit Card app:

  • Current balance

  • Interest charges

  • Due date

  • Repayment details

The applicable interest rate and terms are available in:

  • Your credit agreement

  • The Monefit Card app

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