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How can I avoid interest charges?

You can avoid interest charges by repaying your eligible Credit balance in full before the payment due date.

💳 When you pay your full eligible balance on time:

  • No interest is charged on eligible purchases

  • You maintain access to the interest-free period

  • Your available credit is restored faster

To help avoid interest and additional charges:

  • Make repayments before the due date

  • Keep your payment method up to date

  • Ensure sufficient funds are available for automatic payments

  • Monitor your balance and upcoming payments regularly in the app

Credit purchases may qualify for an interest-free period if the full amount used during a calendar month is repaid in full by the 15th day of the following month.

If the balance is not repaid in full by that date, interest may begin to apply.

You can view your:

  • Outstanding balance

  • Amount due

  • Payment due date

  • Interest charges

directly in the Monefit Card app.

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