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Is Monefit Card a credit card or a loan?

Monefit Card is a credit product that works similarly to a credit card.

💳 It gives you access to a revolving credit limit, which means you can:

  • Use your credit limit for purchases

  • Repay over time

  • Reuse available credit after repayments

Unlike a traditional fixed loan, your available limit can be used repeatedly as long as your account remains in good standing.

Depending on feature availability, you may also have access to:

  • Flexible repayment options

  • Interest-free repayment periods on eligible purchases

You can manage your balance, repayments, and available limit directly in the Monefit Card app.

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