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Is Monefit Card a credit card or a loan?

Monefit Card is a credit card — a Mastercard linked to your revolving credit limit.

💳 Because the limit is revolving, you can:

  • Use your credit limit for purchases

  • Repay in full or over time

  • Reuse your available credit after repayments

Unlike a traditional fixed loan, where you receive a set amount once and repay it on a fixed schedule, your available limit can be used again and again as long as your account remains in good standing.

You can manage your balance, repayments and available limit directly in the Monefit Card app.

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