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How do chargebacks work?

If you believe a card transaction is incorrect, unauthorised, or disputed, you may be able to request a chargeback.

🛡️ A chargeback is a process that allows a card payment to be reviewed and, where appropriate, reversed through the card payment network.

Common reasons for requesting a chargeback include:

  • Unrecognised or unauthorised transactions

  • Duplicate charges

  • Goods or services not received

  • Incorrect transaction amounts

  • Payments made to merchants who did not fulfil their obligations

To submit a chargeback request, you may be asked to provide:

  • Transaction details

  • A description of the issue

  • Supporting documents or evidence

  • Any communication with the merchant

Each chargeback request is reviewed individually and the outcome depends on the information available and the card network's rules.

If you believe a transaction should be disputed, please contact Customer Support as soon as possible for guidance on the next steps.

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