Your available limit may be lower than expected if part of your credit limit is currently reserved or in use.
💳 Common reasons include:
Pending transactions that have not yet been fully processed
Recent purchases made using Credit
Repayments that are still being processed
Temporary authorisations placed by merchants
Until these transactions are completed, part of your credit limit may remain unavailable.
Your available limit is updated automatically when:
Pending transactions are settled or cancelled
Repayments are successfully processed
Refunds are completed
You can check your:
Available limit
Total credit limit
Pending transactions
Outstanding balance
directly in the Monefit Card app.
If your available limit still seems incorrect after several days, please contact Customer Support for assistance.