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Why does my available credit not update immediately?

Your available credit may not update instantly after a repayment or transaction.

⏳ This can happen because:

  • A repayment is still being processed

  • A transaction is pending

  • A merchant has not yet completed the settlement

  • A refund is still being processed

Until processing is completed, part of your credit limit may remain temporarily unavailable.

Most updates happen automatically once the transaction or payment has been fully processed.

You can check the status of:

  • Pending transactions

  • Recent repayments

  • Available credit

  • Current balance

directly in the Monefit Card app.

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