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What is the minimum payment?

The minimum payment is the minimum amount you must repay to keep your Credit account in good standing.

💳 If your balance is not repaid in full during the interest-free period, a minimum payment may become due.

The minimum payment generally consists of:

  • 5% of the outstanding Credit principal

  • Any accrued interest

The total minimum payment is typically at least €10, unless the total amount owed is lower.

Your exact minimum payment amount is always displayed in the app.

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