Starting from 9:00am (CET) on October 27th, 2025 until 9:00am (CET) on November 3rd, 2025 you can enjoy special promotional Vaults, take part in an exclusive giveaway, and help us support UNICEF.
Time-zones:
(Madrid: 9:00am, Berlin: 9:00am, Paris: 9:00am, Tallinn: 10:00am)
12-Month Birthday Vault
Earn a massive 12% APY for the first 30 days, then 9.42% APY for the remainder of the term (Effective APY 9.63%).
You can open multiple 12-Month Vaults and benefit from this offer
Auto-renewal is available, but does not include the 12% APY.
3-Month Birthday Vault
Earn 9% APY for the full 3-Month Term
You can open only one 3-Month Vault.
Only available for new users (a user who, before the start of the Campaign Period has not allocated any funds to their SmartSaver account or a User who has allocated funds to their SmartSaver account, but has not allocated funds to Vaults)
No Auto-renewal available
Birthday Giveaway
All users who allocate €10,000 or more to a single 12-month Birthday Vault during the campaign period will be automatically entered into the Giveaway.
Three lucky winners will be chosen at random to win €500 added directly into their 12-Month Birthday Vault
Winners will be announced via email on November 21st, 2025.
A million reasons to help 💙
During the campaign, Monefit SmartSaver will donate €1,000 to UNICEF for every €1,000,000 invested in 3-month or 12-month Vaults, because investing can make a difference.
Thank you for celebrating with us and being part of the SmartSaver community.
You can read the campaign Terms & Conditions here ↙️