Monefit

SmartSaver

SmartSaver – an investment platform offering up to 10.52% APY. Grow your money daily with fixed returns & flexible access

What is SmartSaver?

We are super excited to hear you would like to open an account with SmartSaver, here is how you can do it.

How do I open a SmartSaver account?

Yes, we do offer SmartSaver accounts for businesses!

How do I open a SmartSaver business account?

SmartSaver Vaults now offer you full flexibility to invest in a fixed-term Vault of any length from 6 months to 24 months.

How do the Vaults work?

The rate of return you receive will vary based on the term you select.

What rate of return can I earn from my Vault?

How can I open a Vault?

How many Vaults can I open?

Is there a minimum and maximum I can invest into a Vault?

Can I invest funds directly to my Vault?

Can I change the term of my Vault?

In addition to expanding our Vaults, you also have the opportunity to receive monthly payouts with a 24-Month Vault.

Monthly Payouts

Once your Vault reaches full maturity, we’ll automatically transfer the funds to your Main SmartSaver account.

What happens after the Vault term has matured?

Can I close my Vault before it has fully matured?

What if I want to close my Vault early?

Our latest product to help supercharge your earnings 

Vaults 

Is there a minimum amount I can invest?

How do I add funds to my account?

How to use Auto Invest

Can I invest into SmartSaver from a shared bank account?

Can I transfer funds from an account that is not in my name?

Please let us know via Live Chat or email us at info@monefit.com as soon as you notice.​

I entered an incorrect payment description. What happens with my investment?

Everything you need to know about Card Transfer Fee

Card Transfer Fee

Changing your bank account or card is easy, just follow these steps

How do I change the payment method associated with my SmartSaver Account?

Everything you need to know about adding funds to your SmartSaver Account

Investments

How much can I earn, and how fast?

When will I see returns in my SmartSaver account?

What is the difference between effective return rates and nominal return rates?

Where can I see my earned income?

You are fully responsible for paying all taxes arising from any repayments obtained as a result of your investment.

How is my earned income taxed?

Use the Investment Calculator to estimate your returns for your Main SmartSaver Account and 6, 12 & 24 month Vaults.

How do I use the Investment Calculator?

How to earn a return with your SmartSaver Account

Earnings

Everything you need to know about making withdrawals!

How do I withdraw funds from my SmartSaver account?

Instant Withdrawals

Scheduled Withdrawals

What is Passive Income Mode?

Withdrawals 

How does the 0.25% Instant Sign-up bonus work?

Refer a friend and both receive a 0.5% bonus on all net investments made within the first 90 days after verification!

How does the SmartSaver Friend Referral Program work?

Rewards & Bonuses

Our Monefit Blog will keep you updated about SmartSaver, along with helpful tips and insights.

Where can I read more about SmartSaver?

Languages and countries in which SmartSaver is available to invest from

Is SmartSaver available in my country?

Every investment involves some risk, but what about SmartSaver?

What are the risks associated with SmartSaver?

Where can I find my Account Statement & Tax Report?

A Mobile App is on our Roadmap for future release

Will there be a mobile app?

How do I recover my SmartSaver account if I cannot access it or haven’t received a password reset email?

About Password Recovery

Closing your SmartSaver can be done by request.

How can I close my SmartSaver Account?

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