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What is SmartSaver?

SmartSaver is an Investment Platform where you are able to invest funds and see a minimum fixed daily return of 7%

Updated over a month ago

SmartSaver is a simple-to-use investment platform designed for both seasoned professionals and first-time users who want to dabble in investing.

Return rates vary based on your investment amount, offering flexibility to suit different financial goals.

Your SmartSaver Account

SmartSaver has two exciting features! First, there’s your SmartSaver account, where you can keep your funds flexible while earning great returns.

This is investing made simple: you transfer funds directly from your bank or, even easier, use your debit or credit card. It's designed to make your investment experience smooth and convenient!

In the table below, you can see the return rate you can expect to receive depending on the balance in your account 90 days after verification has been completed.

Thanks to our Loyalty Program, the more you invest, the more you earn as you move up the tiers. It is that simple! ✨

Account Value

Nominal Annual Return
(Paid Daily)

Annual Yield
(APY)

€10 - €10,000

7%

7.25%

€10,001 - €30,000

7.25%

7.52%

€30,001 - €50,000

7.5%

7.79%

€50,001 - €80,000

7.75%

8.06%

€80,001 - €500,000

8%

8.33%

Vaults:

SmartSaver's other major feature is Vaults, which allow you to boost your earnings even more and help you reach your financial goals faster!

Choose between a 6-month or 12-month fixed investment term to enjoy a higher rate of return, as shown below 👇

Fixed Term Length

Nominal Annual Return
(Paid Daily)

Annual Yield
(APY)

6 Months

8.5%

8.87%

12 Months

9.5%

9.96%

Whether seeking passive income or saving for your next big purchase, SmartSaver has you covered. You can easily align your investments with your financial goals with flexible options and competitive rates.

Creditstar Group will use the investments made with SmartSaver to fund consumer loans issued in Europe. Creditstar Group is a consumer lending company with more than 16 years of experience offering consumer loans and credit lines that allow customers to pay over time for just about anything.

So, what are you waiting for? Sign up today and start your investment journey with SmartSaver! ✨


If you’d like to learn more about what happens to your investment and the success of SmartSaver, be sure to check out our blog posts! They offer valuable insights and information to help you make informed decisions.

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