A pending payment means the transaction has been authorised but has not yet been fully completed by the merchant or payment network.
⏳ This may happen because:
The merchant has not finalised the payment yet
The final transaction amount has not been confirmed
The payment is still being processed through the card network
The merchant is holding a temporary authorisation
While a payment is pending:
The amount may temporarily reduce your available limit
The transaction may appear as Pending in your transaction history
The final amount may change before settlement in some cases
Most pending transactions are updated automatically within a few days once the merchant completes the processing.
If a transaction remains pending for an unusually long time, please contact the merchant first or reach out to Customer Support for assistance.