Requests to increase a credit limit are reviewed individually based on a range of eligibility and risk factors.
📋 A limit increase request may be declined for reasons such as:
Insufficient repayment history
Existing outstanding balances
Recent missed or overdue payments
Eligibility requirements not being met
Account activity that does not currently support a higher limit
A declined request does not necessarily mean future requests will also be declined.
You may become eligible for a limit increase over time by:
Making repayments on time
Maintaining a positive payment history
Using your account responsibly
Keeping your account in good standing
If your eligibility changes, your limit may be reviewed again in the future.
You can view your current credit limit and available limit at any time in the Monefit Card app.