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What affects my eligibility?

Your eligibility for Monefit Card and certain account features is assessed using a range of factors designed to support responsible lending and regulatory compliance.

📋 Factors that may affect eligibility include:

  • Identity verification results

  • Financial information provided during application

  • Existing financial obligations

  • Credit history

  • Account behaviour and payment history

  • Legal and regulatory requirements

Eligibility may be reviewed:

  • During your initial application

  • When requesting a credit limit increase

  • As part of ongoing account reviews

Requirements and assessment criteria may vary depending on:

  • Your country of residence

  • Local laws and regulations

  • Product availability

Meeting one eligibility requirement does not automatically guarantee approval, as applications and account reviews are assessed individually.

You may become eligible for additional features or higher limits over time based on responsible account usage and repayment behaviour.

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