Your credit limit is determined during the application and credit assessment process.
We review several factors, which may include:
Income information
Existing financial obligations
Credit history
Account and payment information
Eligibility and affordability checks
The goal is to offer a limit that is appropriate and manageable for your financial situation.
Your credit limit may also change over time based on:
Account usage
Repayment behaviour
Payment history
Updated financial assessment
You can view your current available limit directly in the Monefit Card app.