Thank you for downloading the Monefit SmartSaver Mobile App! 🙏
The App is broken down into three sections:
Wealth
Main
Vault
You can also manage your account settings in the Account Management section.
Wealth
The Wealth section gives you a complete overview of your whole account, similar to the Summary page on our website.
It displays your total account wealth, combining the balances of your Main account and any active Vaults you may have.
You will be able to manage your account automations such as Passive Income and Auto Invest, all in one place.
You’ll also have access to a day-to-day statement of your transactions and earnings, allowing you to easily monitor Investments, Withdrawals and any movement activity.
Main
The Main section provides a dedicated view of your Main Account, separate from your Vaults. It offers a simplified interface for managing your everyday account balance without the additional information displayed in the Wealth section.
From here, you can quickly add funds to your Main Account or tap More to access additional features, including your transaction history, tax report, and investment calculator.
Vault
The Vault section is dedicated to helping you organise your savings into individual goals. Whether you’re saving for a holiday, a new car, an emergency fund, or another financial milestone, you can create separate Vaults to keep your savings organised.
Just as on our website, all Vault terms and return rates remain consistent across both platforms. This ensures a familiar experience whether you choose to manage your account on desktop or through the mobile app.
Fixed Term Length | Nominal Annual Return (Paid Daily) | Annual Yield (APY) |
12-Months | 9% | 9.42% |
24-Months | 10% | 10.52% |
Custom | 9% - 10% | 9.42% - 10.52% |
Account Management
Tap your initials in the top-right corner of the screen to open Account Management. Here you’ll find:
Invite friends
Invite friends to SmartSaver and earn a bonus when they start investing. You’ll see the current referral reward and your personal invitation link here.
Account
Account details
Account ID: Your customer reference number. Tap the copy icon to copy it. Always use it as the payment reference when adding funds by bank transfer so we can automatically assign your transfer to your account.
Account type and the date you became an investor (Investor since).
Your name and date of birth.
Your residential address, email, phone number and tax residency. Tap any of these to view or update it.
Identity & documents
See the identity documents we hold for your account. Please make sure they are always up to date, as an expired document may limit some account features.
Security & Privacy
Change account password: update your SmartSaver password.
Sign in with Face ID: log in quickly and securely.
Google account / Apple account: link or unlink your Google or Apple account to sign in with it.
Additional security: manage two-factor authentication (2FA). Here, you can turn it on or off, generate one-time recovery codes if you don’t have your device at hand, and view your 2FA activity log.
Privacy: manage your privacy preferences.
Settings
Notifications: choose which updates you’d like to receive.
Promotions: view and manage promotions.
Appearance: customize how the app looks.
Language: change the app language.
About us: learn more about Monefit.
Close account: start the account closure process. Before closing your account, we recommend downloading your Tax Report from Main > More.
Legal
Access all our legal documents, including the Terms of Use, Privacy Policy, Cookie Policy, Risk Disclosure Statement, and the terms for the Referral Program, Vaults, Affiliates Referral Bonus and Signup Bonus. You can see when each document was last updated.
Support
Chat with our team or browse our help articles.
Share feedback
Tell us what you think about the app and help us improve it.
Please note that some features are not yet available in the app, and you may be redirected to our website to access them.