Changing Bank Accounts:
To change the bank account associated with your SmartSaver account, simply make a minimum transfer of €0.01. This allows our system to securely verify that the new bank account is registered in your name.
Once the transfer is received and allocated, your new bank account will instantly be available for future transfers and withdrawals.
If you would then like to remove an IBAN from your account, please contact our Customer Support Team.
Important: This verification process only needs to be completed once for each bank account you wish to use with SmartSaver. Once an IBAN has been verified and registered, you can continue using it for future transfers and withdrawals without sending additional verification transfers. A new minimum transfer is only required if you wish to register and verify a different bank account (new IBAN) for withdrawals.
Changing Cards:
To ensure the security of your account and the safety of your funds, once you have completed your first card transfer, a 30-day waiting period will apply before you can add an additional card to your account.
To change the card linked to your SmartSaver account, a quick and secure €0 verification transaction will be processed through our checkout system. This allows us to confirm that the card is registered in your name. Once verified, the new card will be saved to your account. Cardholders must manually enter their card details, including the card’s security code, during the setup process to ensure only authorized users can link their cards.
Follow these steps:
Navigate to the 'Main' section of your account and click 'Add Funds'.
Under 'Payment Method', select 'Change'.
In the top right corner, choose 'Add New' to add a new payment method.
Enter your card details and click 'Add Card'. A €0 transaction will be used to verify your card.
The card will then be available for any future transfers and withdrawals you wish to make.
Please Note:
Some cards may not be compatible with certain types of transfers. Before you request a withdrawal, we recommend you check with your card provider to confirm that your card permits domestic debit transactions. This will help ensure a smooth withdrawal experience! Monefit SmartSaver also allows users to save multiple bank accounts and cards, providing flexibility in selecting which to use for withdrawals.
Additionally, Apple Pay does not expose full card details, so cards cannot be saved automatically. Certain third-party payment methods, such as PayPal cards, are also not supported for recurring deposits. Instead, users can use a card linked to their regular bank account or set up deposits via bank transfer.