Opening a Vault is really simple to do. The Vaults feature is available instantly once you have verified your SmartSaver Account.

You can learn more about verifying your account here

After your account is verified and as soon as you have made your first deposit in your Main SmartSaver account you will be able to access the Vaults.

Simply follow the 'Get started' button on the Vaults. From here you can choose a name for your Vault and how much you wish to deposit.
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​But please remember that the minimum needed to lock in your Vault is €100. And that you have 10 days to put aside as much as you wish!