Before opening your Vault, you first need to verify your SmartSaver account. This can be done by following the steps outlined in our help article here.

Once your account is verified and you have invested €100 or more in your SmartSaver account, you will be able to create a Vault.

To open a Vault, click the "Get Started" button on the Vault section of your Summary page.

Now, the exciting part - selecting the amount you'd like to transfer from your SmartSaver Balance and choosing the duration for your Vault. We offer 6, 12, 18, and 24 months as pre-set options, or you can select a custom maturity date that best aligns with your savings goals.
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By selecting the 24-month option, you'll also have the opportunity to receive monthly payouts from your accumulated returns. This allows you to keep your capital invested while earning a passive income.
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Our auto-renewal feature has been enhanced, allowing you to choose whether to reinvest your entire Vault Balance or just your initial Capital Investment.
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If you opt for the Capital Investment, at the maturity of your Vault, any accumulated returns will be paid out to your main account, while your initial capital investment will remain in the renewed Vault.

And don't worry, if you change your mind, this feature can be easily adjusted at any time.
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Next, you can finalise your Vault by choosing a name and selecting the purpose.
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Once your Vault is open, you have 10 days to add funds to your Vault before it is locked in for the duration you have chosen.

We're here to help make managing your Vault a breeze!
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