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What happens after the Vault term has matured?
What happens after the Vault term has matured?

Once your Vault reaches full maturity, we’ll automatically transfer the funds to your main SmartSaver account.

Updated over 2 months ago

Once your Vault reaches full maturity, we’ll automatically transfer the funds to your main SmartSaver account. If you have selected the Auto-Renewal feature, we’ll renew your Vault for the total amount, keeping the same Vault name and term length. You can change this setting at any time to suit your needs.

This entire process is designed to be seamless and hassle-free, requiring no action on your part. You can sit back and relax, knowing your funds are being managed efficiently!

Once the funds are transferred to your main SmartSaver account, you’ll have several options to choose from:

  • Withdraw your funds: If you need access to your money for everyday expenses or other financial activities, you can easily withdraw your funds whenever you wish.

  • Leave your funds in your main SmartSaver account: If you prefer to keep your savings growing, you can leave your funds in your account. They will continue to earn a competitive return, helping you build your savings over time.

  • Reinvest your funds into another Vault: For those looking to maximize their savings potential, you can reinvest your funds into another fixed-term Vault for 6 or 12 months. This allows you to benefit from our attractive fixed-term return rates, ensuring your money continues to work for you.​

We’re here to support you every step of the way. If you have any questions or would like assistance in making your decision, please don’t hesitate to reach out.

Your financial well-being is our top priority! ✨

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