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What happens after the Vault term has matured?
What happens after the Vault term has matured?

Once your Vault reaches full maturity, we’ll automatically transfer the funds to your Main SmartSaver account.

Updated over 2 weeks ago

When your Vault reaches full maturity, and if the auto-renewal feature is not selected, your funds will be automatically transferred to your SmartSaver balance. This process is completely seamless and hassle-free, so you don’t need to take any action. You can relax, knowing that your funds are being managed efficiently.

What if I’ve selected the Auto-Renewal option?

  • If you choose the ‘Full Balance’ auto-renewal option, your capital investment and any accumulated returns will be reinvested into the same term length you initially selected

  • If you select the ‘Capital Only’ auto-renewal option, only your capital investment will be renewed, and the accumulated returns will then be automatically transferred to your SmartSaver balance

The auto-renewal option can be changed anytime during the ‘Create your Vault’ stage and whilst your Vault is fully locked in.


If you created your Vault before January 13th 2025, and have the auto-renewal feature enabled, your Vault will renew at the original rate and will not be subject to the newly updated rates.

Please note that for Promotional Vaults, the Auto-renewal feature will not be available.

If you have any questions or would like assistance in making your decision, please don’t hesitate to reach out.

Your financial well-being is our top priority! ✨

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