Want to earn even more just for being a loyal customer? We’ve got you covered!
When you first invest with SmartSaver, you’ll start earning an impressive 7.25% APY, our base rate. But here’s where it gets exciting: after just 90 days, something special happens! 💫
Your investments will be instantly supercharged based on the amount you have invested in your main account. This means you can earn up to an additional 1% nominal return for simply placing your trust in us and continuing your investment journey. 🤝
Account Value | Nominal Annual Return | Annual Yield |
€10 - €10,000 | 7% | 7.25% |
€10,001 - €30,000 | 7.25% | 7.52% |
€30,001 - €50,000 | 7.5% | 7.79% |
€50,001 - €80,000 | 7.75% | 8.06% |
€80,001 - €500,000 | 8% | 8.33% |
If you transfer additional funds and your investment balance moves to a higher tier, you’ll instantly earn a new return rate!
Just imagine this scenario:
You once had a balance of €5,000; now it's grown to €81,000. That’s a remarkable increase! You could earn an extra €13,301 over the next two years!
Here's an example of how it could work for you:
Loyalty Program in Action: Alice's Investment Journey
Day 1: Alice starts her investment journey with SmartSaver by transferring €9,000. Since she's a new investor, she'll earn the standard 7.25% APY (7% nominal) irrespective of her balance.
Day 10: Feeling optimistic about her investment, Alice decides to add €3,000, bringing her total balance to €12,000. Even though her balance would typically move her to a higher APY bracket, she continues to earn the 7.25% APY since she's within her first 90 days.
Day 45: Observing the fruitful growth of her investment, Alice makes another significant transfer of €50,000. Her total shoots up to €62,000. Despite her growing balance, her APY remains unchanged at 7.25% APY due to the 90-day rule.
Day 60: Alice's confidence in SmartSaver grows, and she decides to add an additional €40,000. Her balance climbs to €102,000. Yet, she continues to earn 7.25% APY.
Day 91: Having completed her 90-day tenure with SmartSaver, Alice's loyalty program is activated. Based on her balance, she now starts earning the pinnacle rate of 8.33% APY (8% nominal).
Day 105: Unexpected expenses arise, and Alice needs to make a withdrawal of €50,000. Her balance was reduced to €52,000. Due to the withdrawal, her rate is now adjusted to 8.06% APY (7.75% nominal).
Day 120: Alice decides to make another withdrawal of €5,000 for a property investment. Her balance drops to €47,000. Now, she moves to the 7.79% APY bracket (7.5% nominal).
Ready to go? Hit this button to get started 👇