Do you want to earn even more just for being a loyal client? - we got you!
When you first deposit into SmartSaver you will begin to earn the incredible 7.25% APY that is our base offer. However after 90 days something special happens 💫
Your investments become instantly supercharged based on the level of deposits that you have in place. Imagine earning a whole extra 1% nominal return for doing nothing more than placing your trust in us 🤝
Account Value | Nominal Daily Return | APY |
€10 - €10,000 | 7% | 7.25% |
€10,001 - €30,000 | 7.25% | 7.52% |
€30,001 - €50,000 | 7.5% | 7.79% |
€50,001 - €80,000 | 7.75% | 8.06% |
€80,001 - €500,000 | 8% | 8.33% |
If you deposit more money and the balance on your investments moves to another tier, you will instantly earn the new level of Return Rate.
Imagine this...
Had an old balance of €5,000 but now sitting at €81,000? You're looking at earning an additional €13,301 over two years!
Heres an example of how it will work for you:
Loyalty Program in Action: Alice's Investment Journey
Day 1: Alice starts her investment journey with SmartSaver by depositing €9,000. Since she's a new investor, she'll earn the standard 7.25% APY (7% nominal) irrespective of her balance.
Day 10: Feeling optimistic about her investment, Alice decides to add €3,000, bringing her total balance to €12,000. Even though her balance would typically move her to a higher APY bracket, she continues to earn the 7.25% APY since she's within her first 90 days.
Day 45: Observing the fruitful growth of her investment, Alice makes another significant deposit of €50,000. Her total shoots up to €62,000. Despite her growing balance, her APY remains unchanged at 7.25% APY due to the 90-day rule.
Day 60: Alice's confidence in SmartSaver grows, and she decides to deposit an additional €40,000. Her balance climbs to €102,000. Yet, she continues to earn 7.25% APY.
Day 91: Having completed her 90-day tenure with SmartSaver, Alice's loyalty program is activated. Based on her balance, she now starts earning the pinnacle rate of 8.33% APY (8% nominal).
Day 105: Unexpected expenses arise, and Alice needs to make a withdrawal of €50,000. Her balance was reduced to €52,000. Due to the withdrawal, her rate is now adjusted to 8.06% APY (7.75% nominal).
Day 120: Alice decides to make another withdrawal of €5,000 for a property investment. Her balance drops to €47,000. Now, she moves to the 7.79% APY bracket (7.5% nominal).
Ready to go? hit this button to get started 👇