Part of your available limit may be temporarily unavailable if funds have been reserved for pending transactions or card pre-authorisations.
💳 This may happen when:
A transaction is still pending
A merchant places a temporary hold
A hotel or car rental company reserves funds
A refund is still being processed
These reserved amounts temporarily reduce your available limit until the transaction is completed, cancelled, or released.
In most cases, your available limit updates automatically once processing is finished.